Social Security
a freedom perspective
I have long observed that Social Security is a program that
takes money away from you when you have the vitality to become financially
independent and gives it back to you when you are too dead to use it.
Beneath that sardonic comment lies the observation that Social Security is
really two programs: the taking and the giving, the tax and the benefit.
The young experience the taking and the old experience the giving.
Therein lies the difficulty in trying to advance any changes to the current
system: it pits the young against the old and tries to shame the young into
supporting the program because it benefits the old.
The way out of this dilemma is to step back and address
each program separately, to keep and expand on what is good and eliminate that
which is bad. I do this from the perspective of freedom, of gaining the
full measure of freedom for all citizens of this republic.
First let us consider briefly the Social Security
Tax. This is a payroll tax levied upon both employer and employee.
It is not levied on those who do not work or on those who do not hire. As
such it is at once a disincentive to work and to hire; it is a double charge
against employment, a job killer. However, its effect only works part way
up the wage scale. Any salary past the wage cap, roughly in the 80,000's,
sees no more Social Security Tax on employee and employer. So it is a
selective job killer, affecting mostly the working poor and middle income
groups, but leaving the top earners unscathed. It is inexcusable for any
politician claiming to represent those groups to defend the Social Security
Tax. I will make the challenge here and ask you, gentle reader, to make
it for me to any defender of the Social Security Tax: "If the Social Security
Tax is so good, then you should support the same formula for the Federal Income
Tax, adjusting the percentage to take in enough revenue to balance the
budget." Obviously, the response I am hoping for is the admission that
the Social Security Tax is monstrously unfair and replacing it with the formula
for the Federal Income Tax would be an improvement. If the legislators
foolishly go the other route, vote them out of office, recall them or impeach
them, but don't go crying to me.
The benefit side is where we get into issues of
freedom. The benefit is a great idea: providing the funds for survival
for seniors. But why stop there? It is also a great idea for
everyone else. We could all use this assurance of survival, of at least
not dying a slow death of starvation. But why should government provide
us all with a survival benefit? I answer with another question: Why
should we provide government with obedience to its laws? Government does
not have some inherent right to rule. Without it we are free and we must
presume surviving. Maybe not prospering, but certainly
surviving. Now when government claims a right to rule, it must gain
it through the people each individually giving it that right. There is
nowhere else to claim it from. Certainly, God is not obligated to keep
anyone in power; what He gives is a privilege, not a right. As Thomas
Jefferson said, governments derive their right to rule "from the consent of the
governed". Now this consent must be free consent, freely given, for if
not and circumstances change it will be quickly revoked. The government
must therefore preserve the freedoms that each person would have without
it. These freedoms are handily summarized by another President, Franklin
Delano Roosevelt, as "freedom of speech, freedom of worship, freedom from want
and freedom from fear". Our concern, here, is with freedom from
want. No one can be considered as consenting to an agreement which
deprives them of something essential that they had before entering into
it. In anarchy, the people survived, foraged and did not die from
starvation, so they are, under rule, entitled to the means of survival.
It is a very simple contract: food for obedience.