Most people never seem to have enough money. A friend thought I was a millionaire when I stated that I made enough money. Our family is NOT a millionaire household, but we've been successful living below our means.
Living below your means is never spending more that what you bring home.
Sounds easy enough, but most folks want a new car, nice clothes and a nice home.
These things are not bad, but if you use credit to get these things, you are putting your hope on the future, which is uncertain.
Minimizing debt is a tremendous path to Abundant Living:
* No worries about making payments you can't afford
* No calls from bill collectors
* You may not have everything you want, but you can focus on what you need
Living within your means allows you to really prioritize and decide on what's really important.
Did you know that most millionaires live in modest homes, drive modest cars, and have a modest lifestyle? Read about it in "The Millionaire Next Door".
Believe it or not, most millionaires live on a budget. This is why they are still millionaires! A budget is not a restriction. It is a decision of how you are going to spend your money. Check out the resources for great insights on living an abundant life financially.
Top 10 "Vacations" on a Budget
Curl up with a good book, a cup of tea and something sweet to eat.
Plan a no-expense trip to the library for DVDs, books and tapes!
Have a picnic at the park
Spend all your free weekend cell phone minutes talking to remote relatives and friends!
Watch a movie at home with that special someone.
Write a nice letter to someone with pen and paper.
Relive those memories! Get those old pictures out and make a scrapbook.
Lay out on your porch/deck/sofa with an ice cool drink by your side.... ahhhhh
Go to a bookstore and hang out at the cafe with an interesting book. You don't even have to buy the book if you don't want!
Join a community club for a hobby that interests you.
