All Secrets Revealed.


Template Index


Projected Balance Sheets


Company Name

BALANCE SHEET


Date

ASSETS

Current Assets:
1.  Cash                                               ________ 
2.  Accounts Receivable                                ________
3.  Inventory - (Finished Goods or Product in
                 Process)                              ________
4.  Prepaid Expenses (e.g. security deposit,       
       1 yr. insurance premium)                        ________ 
5.  Other current assets (list)                        ________ 
6.  TOTAL CURRENT ASSETS (Total 1 through 5)                          ________

Fixed Assets: 
7.  Land                                               ________ 
8.  Buildings                                          ________ 
9.  Machinery & Equipment                              ________
10. Furniture, fixtures                                ________
11. Vehicles                                           ________
12. Less:  Accumulated Depreciation (8 through 11           
       less depreciation)                              ________
13. TOTAL FIXED ASSETS (Total of 7 through 11 - 13)                  ________
14. Other Assets (List)                                              ________
15. TOTAL ASSETS (6 + 13 + 14)                                       ________
                                                                     ________

LIABILITIES AND NET WORTH

Current Liabilities:
16.  Accounts Payable                                  ________
17.  Short-term Notes Payable                          ________
18.  Long-term Notes Payable (Current Portion)         ________
19.  Taxes Payable                                     ________
20.  Accrued Payroll                                   ________
21.  TOTAL CURRENT LIABILITIES (16 through 20)         ________

Long Term Liabilities:
22.  Mortgages Payable                                 ________
23.  Notes Payable (Long-Term Portion)                 ________
24.  TOTAL LONG-TERM DEBT (22 + 23)                    ________
25.  TOTAL LIABILITIES (21 + 24)                                     ________

Equity:
26.  Total Owner's Equity (Proprietorship)             ________
27.  ____________, Partners Equity (Partnership)       ________
28.  ____________ Partners Equity                      ________
29.  Shareholder Equity - Capital Stock                ________
30.  Retained Earnings                                 ________
31.  TOTAL CAPITAL/EQUITY (26 + 27 + 28 + 29 + 30)                   ________
32.  TOTAL LIABILITIES & EQUITY (25 + 31)                            ________
                                                                     ________ 

Assets                      Anything of value that is owned or legally
                            due the business.
Current Assets              Cash and resources that can be converted into
                            cash within 12 months of the date of the
                            Balance Sheet.
    1. Cash                 Cash in the bank, United States government
                            securities, money in the till, and petty cash
                            fund.
    2. Accounts Receivable  Amounts due from customers in payment for
                            merchandise or services.
    3. Inventory            Includes raw materials on hand, work in 
                            process, and all finished goods either
                            manufactured or purchased for resale.
    4. Prepaid Expenses     Goods, benefits, or services a business buys
                            or rents in advance of use.  Examples are 
                            office supplies, insurance protection, and
                            floor space.
    5. Other                Interest- or dividend-yielding holdings 
                            expected to be converted into cash within a
                            year.  Also called marketable securities or
                            short-term investments, they include stocks
                            and bonds, certificates of deposit, and time
                            deposit savings accounts.  List on the
                            Balance List Sheet at either their cost or
                            market value, whichever is less.
    6. Total Current Assets Self explanatory

Fixed Assets                Resources a business owns or acquires for use
                            in operations and does not intend for resale.
    7. Land                 Listed at its original purchase price, with 
                            no allowance for appreciation or 
                            depreciation.
    8. Building             Property owned and used by the business
    9. Machinery/Equipment  Used by the business.  Listed at original
                            cost.
   10. Furniture/Fixture    Furniture used in business or permanent
                            installations--remodeling or refurbishing of
                            the premises.
   11. Vehicles             Used by the business.  Listed at original
                            cost.
   12. Less Accumulated     Total assets (except land) lose value through
         Depreciation       wear, tear and age.  The business claims this
                            loss of value as an expense of doing 
                            business.  The running total of this expense 
                            is the accumulated depreciation.
   13. Total Fixed Assets   Self explanatory
   14. Other Assets         Resources not listed with any of the above
                            assets.  Examples include tangibles such as
                            outdated equipment salable to the scrap yard,
                            and intangibles such as trademarks and
                            goodwill.
   15. Total Assets         Self explanatory


Liabilities                 All monetary obligations of a business and 
                            all claims creditors have on its assets.
 Current Liabilities        All debts and obligations payable within 12
                            months.
   16. Accounts Payable     Amounts owed to suppliers for goods and
                            services purchased in connection with 
                            business operations.
   17. Short-Term Notes     The balance of principal due to pay off
                            short-term debt or borrowed funds.
   18. Long-Term Notes      Current amount due of total balance on notes
                            whose terms exceed 12 months.
   19. Taxes Payable        Amounts owed for real estate taxes, social
                            security, and income taxes.
   20. Accrued Payroll      Salaries and wages currently owed.
   21. Total Current        Self explanatory
         Liabilities

Long Term Liabilities       Those debts such as mortgage payable and 
                            bonds payable that are not due for a
                            relatively long period of time, usually more
                            than one year.
   22. Mortgages Payable    Balance owed on property
   23. Notes Payable        Balance owed on long term notes
   24. Total Long-Term Debt Self explanatory
   25. Total Liabilities    Self explanatory

 Equity                     Also called net worth.  Equity is the claim
                            of the owner(s) on the assets of the 
                            business.
   26. Total Owner's Equity Proprietor's original investment
   27. Partners Equity      Amount of each partner's investment.
   28. Partners Equity      Amount of each partner's investment.
   29. Shareholder Equity   In a corporation, the owners are the 
                            shareholders.  The corporation's equity is 
                            the sum of contributions from sale of stock.
   30. Retained Earnings    Profits reinvested in the business.
   31. Total Capital/Equity Self explanatory
   32. Total Liabilities &  Self explanatory - should equal total assets
         Equity


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