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Template Index


Start-Up Costs Worksheet

Living Expenses* 
     From last paycheck to opening day                            $___________ 
     Moving Expense                                                ___________ 
     For three months after opening day                            ___________

Business Expense Items
     Fixtures, equipment, & displays (including       
       installation costs)                                        $___________ 
     Decorating & remodeling                                       ___________ 
     Signs, inside and outside                                     ___________
     Initial inventory  
         Service, delivery equipment & supplies                    ___________
         Merchandise                                               ___________
Deposits Paid (list below, i.e. last months
  rent, utilities)  

     _________________________________________________________

     _________________________________________________________     ___________

Legal and Professional Fees (list below) 

     _________________________________________________________

     _________________________________________________________     ___________

Licenses and Permits (list below) 

     _________________________________________________________

     _________________________________________________________     ___________

Insurance Premiums Paid (list below) Liability, Fire
  and Extended Coverage
Initial Advertising & Promotion Costs (list below) 

     _________________________________________________________

     _________________________________________________________     ___________

Other (list below)

     _________________________________________________________

     _________________________________________________________     ___________

                                TOTAL ESTIMATED START-UP COSTS    $___________


*Money for living and business expenses for at least three months should
be set aside in a bank savings account and should not be used for any
other purpose.  This is a money "cushion" to help get through the
starting period with a minimum of worry.  If expense money for a longer
period can be provided it will add to peace of mind and help the
entrepreneur concentrate on building the business.


EQUIPMENT

        |              |    Life    |      Needed for   |
Type    |    Price     |     Age    |      Expectancy   |      and benefits
        |    $'000     |    Years   |        Years      |         from
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________
        |              |            |                   |     
        |              |            |                   |          
        |              |            |                   |
________|______________|____________|___________________|_____________________


REAL ESTATE
             |                       |                |      Needed for
Location     |       Price $'000     | Size           |     and Benefits
             |                       |                |        From
_____________|_______________________|________________|_______________________
             |                       |                |     
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________


BUILDING
             |                       |                |
Number of    |    Type of Building   |  Cost $'000    | Life Expectancy
Stories      |                       |                |      Years
_____________|_______________________|________________|_______________________
             |                       |                |     
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |     
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________


WORKING CAPITAL

Inventory/Raw Materials:
             |                       |                |
    Item     |       Source          |    Price       |    Comments
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________


Labor:
             |  Number of Persons    |                |
   Skill     |       Needed          |    Pay Rate    |   Comments
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________
             |                       |                |            
             |                       |                |
_____________|_______________________|________________|_______________________


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