Pre-Approval Process

Pre-Approval Process

It is highly recommended that buyers apply for a loan to obtain pre-approval before they start looking for the home they wish to buy.

There are huge advantages to being “Pre-Approved”...

You know exactly how much money you can qualify for
You can determine what monthly payment amount you are comfortable with
You can look at the “right” homes
You minimize the stress of not knowing if you can qualify
You minimize the trauma of finding out your dream home is unobtainable because you can't afford it
You have higher negotiating power because you will have a “Pre-Approval Letter” in hand, this tells the seller he has a serious offer to consider
You can save money dealing with a comfortable seller

"In accordance with Section 326 of the USA PATRIOT Act of 2000 PrimeLending is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act."

"Please note that the information above is not intended to be any decision of, or commitment to, any loan type or amount of loan for which one may qualify with any financial institution. The information is not intended to extend any legal, tax or financial advice. The accuracy of the information contained in this advertisement is not guaranteed. Please consult a loan professional to learn more about your eligibility for and availability of a particular loan product."