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Documents Needed for
Pre-Approval

Following is a checklist of items we need from you as soon as possible after you submit your Online Express Application in order to complete your pre-approval and send you your Pre-Approval Letter.  To expedite the process please scan and email all documentation to CWilson@PrimeLending.com or fax it to our secure Efax at 1-800-695-6016.  Thank you!

 

q   Copies of 30 days worth of pay stub(s) confirming gross monthly salary.

 

q   Copies of last 2 months of bank statements received (all pages, front & back) of all Checking, Savings, Investment, IRA, etc. accounts. If printed from online banking source, the, bank name, account holder name(s), account number and past 60 days worth of transactions must be evident.  Note: If there have been any large deposits into one or more bank accounts, verification and a letter of explanation detailing the source of these funds must be provided.

 

q   Copies of the last statement received for 401K/any other type of Retirement Accounts AND Terms of Withdrawal for each.

 

q   Profit Sharing Accounts and Life Insurance (if Whole Life or Universal) statement, showing face and/or cash value.

 

q   Copies of W-2s for 2007 & 2008.

 

q   Copies of Full Tax Returns for 2007 & 2008(all pages, including all schedules).

 

q   Copy of complete divorce decree and all attachments (if applicable).  If Child Support is received, counted as income, and you choose to rely on this income to qualify, we need documentation of payments (i.e., printout from Attorney General or copies of cancelled checks).

 

q   Copy of recorded or certified copy of HUD-1 on any property sold within the past two years.

 

q   Copy of Driver’s License AND Social Security Card (lightened and enlarged to be   legible)

 

Other:

 

q   HOME OWNERS INSURANCE AGENT CONTACT INFORMATION (NAME AND PHONE NUMBER) - Upon Executed Contract

 

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"In accordance with Section 326 of the USA PATRIOT Act of 2001 PrimeLending is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act."
 

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