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Individuals and business sell income
streams (future payment or Series of payments-cash flow instruments) for three basic reasons:
- Access
People
need or want access to their cash. Sometimes they have a serious need to pay off credit cards, finance long-term medical care,
or to settle a divorce. Other times, they simply have a desire to purchase a dream home, take a vacation, buy a new car or
boat, finance a wedding, or start a business, for example. In some cases, people want access to their cash just for peace
of mind. They no longer want to worry about liquidity issues, collection hassles, or the financial strength of the person
who owes the debt.
- Interest or Yield
People
will sell their income streams-even for less than face value-because they know that with cash in hand today, they can start
earning interest or yield. Interest or yield is what gives us the ability to invest money this year and turn it into an even
larger amount of money next year.
- Inflation
Inflation eats away at the future value or "buying power" of money. You can buy more with a dollar today than
you will be able to five, ten, or twenty years from now. People sell their income streams because they realize that over time,
the payments they receive will drop in real value.
Small payments over a long period of time have less buying power.
A Lump Sum of cash today can provide you with financial stability and flexibility. Purchasing
Power!
Contact
us by phone or email at:
Craig Haney (CCFC) 972 496-5035
Certified Cash
Flow Consultant
1cashflowdepot@verizon.net
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