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For Buyers

Whether you're buying your buying a house for the 1st time or the 5th, we're here to answer all of your questions.
 
Search the MLS
to Begin your Home Search!
 
Don't Forget! Time is running out!
In order to qualify for the government's $8,000 gift, in the form of a tax credit, the loan must close by Dec. 1, 2009.

Buyers should have a purchase contract signed by early October, so they have 45 to 60 days to arrange financing and safely close the deal.

If you know someone who is a 1st time buyer that would like to take advantage of the low rates and the tax credit please share this information. If you are considering selling your home NOW may be the right time!

Contact us today to see if you qualify as a 1st time buyer or to check on the current value of your property! You may be pleasantly surprised!
 
You may also qualify for addtional money for your purchase! Call today to find out about special programs in your area!
 
Tips for Buying

Dispelling common homebuying myths

Owning your own home may be more realistic than you think

Knowledge is power, particularly if you are striving to afford your first home.

The homebuying process has many myths, though. For instance, you don’t have to put 20% down, you don’t have to have perfect credit, and you don’t have to accept a high interest rate or junk fees.

REALTORS® are committed to dispelling these myths and making the American Dream of homeownership a reality for more people. I have taken additional training in affordable housing through a program called United Texas:

Housing Opportunities That Work.

Here are a few details about purchasing a home that may interest you:

• Many local, state, and national programs are available in Texas offering downpayment assistance or low interest rates for first-time homebuyers.

• A first-time homebuyer, for the purpose of these programs, is defined as someone who has not owned a home in the past three years.

• You may be eligible for up to $2,000 in federal tax reductions through Mortgage Credit Certificates, which keep more cash in your pocket and make your mortgage more affordable.

• If you are a Texas veteran or currently in the armed services or National Guard, you may qualify for some of the best home loans in the country through the Texas Veterans Land Board.

• You don’t need to have stellar credit, five years on the job, or even any downpayment funds to get your start as a proud homeowner.

As a Texas REALTOR® who has taken the United Texas training, I can help point out homebuying resources, identify beneficial programs, and guide you through the home loan process.

 

Diana Daily, Broker

972-897-0076

This information is brought to you by a proud member of the Texas Association of REALTORS®.

Whenever you buy, sell, or lease real estate, make sure your agent is a REALTOR®.

© 2006 by the Texas Association of REALTORS®. All rights reserved.

Home Buyer's Guide

  1. Contact us to set up a Buyer Orientation Meeting.
  2. Get pre-qualified for your new home loan.
  3. Let us help you find a place that fulfills your needs.
  4. After finding a house, get enough information to make an offer
  5. Make sure your potential home meets your needs during the option period with an inspection. 
  6. Strike a binding contract and gather information to apply for a loan.
  7. Prepare relation logistics for move while the mortgage and title company prepare for closing.
  8. Verify contract details and do final walk-through of home.
  9. Move in!


Free Home Buying Seminar
House
We hold a free home buying seminar once a month.
Call now to get more details and reserve a space or

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Phone: (972) 897-0076
 

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