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Whether you would benefit from professional investment services depends on your portfolio and your preferences. People who enjoy managing their portfolios gladly spend hours doing it. Others prefer to spend their time differently—or simply don’t have time.
INVESTMENT MANAGEMENT—A Comprehensive Service
Our approach to Investment Management starts with an assessment of your situation using the discipline of Financial Planning. We then combine on-going reviews of your financial plan with the traditional investment services of portfolio design, implementation, quarterly reports and in-person reviews.
- Portfolio design…
- Begins with asset allocation which diversifies your portfolio based on your risk tolerance, saving/spending habits, financial goals and time-horizon.
- Takes into account your mix of tax-deferred (e.g., IRA) and taxable assets, securities you currently own, and your Federal tax bracket.
- Considers your individual needs and preferences
When recommending securities for your portfolio, we favor low-cost, no-load mutual funds and exchange-traded index funds (ETFs).
- Implementation…
- Accounts are consolidated, moved, or set up.
- With your approval, securities are bought and sold to create your portfolio.
Investment Management clients receive quarterly reports on their portfolio and an in-depth annual review. In addition, review meetings are held on request.
ADVICE-BY-THE-HOUR—Help When You Need It
Advice-by-the-Hour is generally appropriate for those who prefer to manage their own portfolio but occasionally need help with a specific issue, such as assessing investments available in a 401(k) plan or reviewing an asset allocation.
FEES
The fee for Investment Management services is typically a percentage of assets under management. The fee for Advice-by-the-Hour is based on our current hourly Financial Planning fee.
tel - 617-864-7207, email - wood.financial@verizon.net