Grants & Stuff

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Foundation Center (New York)
one of the most comprehensive and respected foundation information sources existing
        foundationcenter.org
        fdncenter.org
The Foundation Directory Online
http://fconline.fdncenter.org/

National Business Incubator Association
http://www.nbia.org   740-593-4331

Bill & Melinda Gates Foundation
Grants to Build Schools and Education Grants
http://www.gatesfoundation.org/Education/Grants/default.htm

First Time Home Buyer Funding

Don't Buy ANY Property Before you Check Flood Risk

How Seller Involved No Money Down Works
http://www.camerondirect.com/dunlap2.shtml

NOTE: 5-5-2006
Internal Revenue Code section 501(c)(3)  IRS Revenue Ruling 2006-27
IRS

L/M Low or Modest Income program

Program/Grant Title	Description	Deadline	Contact
AmeriDream Charity Inc.	L/MThe AmeriDream Charity Inc. provides up to 5% of the purchase price for down payment assistance.	None	The AmeriDream Charity, Inc. 18310 Montgomery Village Ave., Suite 300 Gaithersburg, MD 20879, Toll Free Phone Number: 866-263-7437 (1-866-AMERIDREAM), Local Phone Number: 301-977-9133, Fax Number: 301-977-9713
Consumer Debt Solutions, Inc. (CDS)	L/MConsumer Debt Solutions, Inc. (CDS) is a non-profit corporation that provides down payment assistance program to low and moderate income home buyers through their Home Grants Program.  A Home Grant given to the home buyer is a cash gift that does not need to be repaid.	None	N/A
Cornerstone Ministries	Cornerstone Ministries provides residential homebuyers with free gift money to use toward their down payment and/or closing costs anywhere in the United States. Cornerstone Ministries Corporation of Texas is a 501 (c) (3) non-profit, which meets the guidelines for the HUD Handbook 4155.1, regarding allowable sources of funds. Cornerstone Ministries has been serving communities since 1982 and is dedicated to becoming the number one privately funded down payment assistance program in the nation; helping thousands of families achieve the American Dream of homeownership	None	Cornerstone Ministries A Non-Profit Charitable Organization IRS Tax Exempt Since 1982 P.O. Box 836961 Richardson, TX 75083 214-287-9591 Fax 972-497-9945
Down Payment Assistance Program	L/MMany people dream of owning a home but don't think it's possible because they lack the resources for a down payment and closing costs. The Down Payment Assistance Program was set up specifically to help these prospective homeowners. The program is designed to give more people the opportunity to buy a home by providing the funds to purchase now, rather than having to wait. The Down Payment Assistance Program gives the prospect the down payment - up to $25,000 of the purchase price - so that they can become homeowners. Yes, we said “GIVES,” which means the recipient of the down payment does not have to pay it back, and qualifying is as easy as filling out a form. The program funds are free monies offered to homebuyers, requiring no repayments, no silent second mortgages and no recapture penalties on homes anywhere in the United States. The money given to the buyer is a true gift.	None	Online Directory of Assistance for all states http://www.americandream downpaymentassistance.com/
The Genesis Program	The Genesis Program provides up to $22,500 in assistance on down payment, closing costs, and other funds needed to purchase a home.	None	The Genesis Program Down Payment Assistance Program, Phone (512)231-0270 | Fax (512)342-9860
Housing Action Resource Trust (HART)	Housing Action Resource Trust offers up to $15,000 in assistance for down payment or closing costs.  HART's mission is to provide affordable housing and homeownership opportunities throughout the United States. HART is actively rehabilitating homes in revitalization areas and is developing affordable housing in many communities across the country	None	Housing Action Resource Trust (HART), 8711 Monroe Court, Suite A, Rancho Cucamonga, CA 91730, Phone: (888) 820-HART or (909) 945-1574 Fax: (909) 941-4012
Housing Assistance Corp.	L/MHousing Assistance Corp. offers down payment help.  Housing Assistance Corporation (HAC) a non-profit corporation based in Nevada in association with other Federally registered 501(c) (3) non-profit Corporations presents the Home Grants program. Home Grants is a Special Down Payment Assistance Program providing non-repayable Grants/Gifts to individuals and families nationwide.	None	Fax Number 702.385.4055 Telephone Number 702-384-1744
Neighborhood Reinvestment Corporation	L/MNeighborWorks¨ Nationwide list of offices	None
Nehemiah Program	The Nehemiah Program offers of gift of up to 6% of the purchase price toward down payment and closing costs on a new home. The program does not have income, asset, or geographical restrictions.	None	Home buyers Program Support 1-877-634-3642 Fax 1-916-923-2457 dap@nehemiahprogram.org
Nehemiah Down Payment Grant Program/1st Republic Mortgage Bankers	1st Home Only Loan Officer Free Pre-approval via telephone Open Mon  to Fri 9AM to 9PM Sat  9AM to 8PM Eastern Time Seminars are offered/recommended their slogan "PAST Credit Problems Understood"	None	718-380-0006 ext 331 or 888-USA-MTGE
Neighborhood Gold	Neighborhood Gold® is a down payment assistance company providing free grant money to help your clients purchase a home with no money down. When your clients use the Neighborhood Gold program, you can add further value by enrolling them in our exclusive Mortgage Payment Protection Plan. Our program is compatible with FHA, conventional or sub-prime loans. Are you looking to buy a house using a home grant? Look no further! Neighborhood Gold is a down payment assistance program that can help you get in a home with no money down. Qualifying for the free grant money is as simple as working with a lender that allows gift funds from a nonprofit organization.	None	3575 North 100 East, Suite 275, Provo, UT 84604 You can also contact us by telephone (888) 627-3023, by fax (888) 627-3025
New Horizon provides	New Horizon provides a gift of 3% of the purchase price to home buyers who qualify under FHA guidelines or any eligible loan program that permits a charitable organization to provide down-payment and closing-costs gift funds.	None	A New Horizon, Hillsboro Executive Center N., 500 Fairway Drive, Suite 208 Deerfield Beach, FL 33441 Toll Free Number: (800) 556-1548
Partners in Charity	Partners in Charity offers up to 10% in down-payment assistance.	None	Partners In Charity 10 East Main Street, Suite 114, East Dundee, IL 60118 1-800-705-8350 Toll Free, 1-800-514-9848 Fax
Responsible Home Ownership Gift Program	L/M	None
Nehemiah Down Payment Grant Program/1st Republic Mortgage Bankers	1st Home Only Loan Officer Free Pre-approval via telephone Open Mon  to Fri 9AM to 9PM Sat  9AM to 8PM Eastern Time Seminars are offered/recommended their slogan "PAST Credit Problems Understood"	None	718-380-0006 ext 331 or 888-USA-MTGE

Home Buying NOT JUST FIRST TIME!

American Family Funds	Dove Foundation non profit grant.   Builder Funded	None	American Family Funds 3720 Airport Blvd., Suite C Mobile,  Alabama 36608 Phone:  (251)344-1084 Fax:  (251)344-9725 Hours: 8:am - 5:pm, (Monday - Friday - CST)
Family Pride™ Inc		None	Family Pride, Inc. 20 Greenridge Ct Cataula, GA 31804 Phone: (706) 494-7779 Phone: 1-866-GIF-4-YOU Fax:      (706) 321-5936 Fed Tax ID: 31-1694041 Angel Robbins - Vice President Douglas Roth - Marketing General Email: der612@bellsouth.net
Partners in Charity	Partners in Charity offers up to 10% in down-payment assistance	None	Partners In Charity 10 East Main Street, Suite 114, East Dundee, IL 60118 1-800-705-8350 Toll Free, 1-800-514-9848 Fax
My Home Angel	Any income level qualifies.  Up to 20%, typically 3-6%	None	Phone: 512-329-2600 Fax:      512-233-1025 1250 Capital of Texas Hwy. So. Bldg. 2, Suite 300 Austin, TX 78746
Gateway Gift	Fee $94  Grant guaranteed  Mortgage approval not even needed to enroll. Go to bottom left  of screen to  view icon to reduce sound volume on their  site.	Funds are said to be limited apply soon

Home Maintenance (not grants)

Home Free USA
The Regional Housing Authority - Rental Rehabilitation Loan Program	Martha's Vineyard: Duke's County The Regional Housing Authority is offering no interest, long-term loans for homeowners to rehabilitate or winterize their house or apartment for year-round rentals. Loan premiums are deducted directly from the contract rent as rental assistance for an eligible tenant for the length of the loan (5-10 years). The terms and conditions of the program include: Loans may not exceed $20,000 per 800 sq. ft. of rental unit, to maximum of $40,000 per loan; Minimum loan is $10,000; Term of loan is from 5-10 years with a buy-out clause.	None	346 State Road, Tisbury Mail: P.O. Box 4538, Vineyard Haven, MA 02568 Phone: (508) 693-4419 Fax: (508) 693-5710 Email: dcrha@vineyard.net