Dear Jeff Fox,
Hi, I
read your Viewpoint in the most recent issue of the Garden State Letter Carrier on the Windfall Elimination Provision and
Government Pension Offset, and your mention of treating CSRS employees as second class citizens. I however notice no mention
to how these two laws also treat FERS employees with the same lack of respect.
Drift
off with me for just a short journey, and bear with my ramblings as well. I am a Letter Carrier with NALC Branch 5420 (Bricktown)
and I work out of Point
Pleasant Beach (Boro Branch).
As FERS
employees it is without a doubt that somewhere in our Postal System there are individuals that for some reason can’t
contribute to either FERS or THRIFT savings. Sad but very true these same persons will count on their Social Security and
the 1% the Postal Service contributes to our retirement. 1% what kind of retirement is that? (That’s not second class)
This means if you don’t pay your own way you are going to have a tough time in retirement. Social Security is all you’ll
have. OK, back to real life.
I am
a FERS employee and able to contribute the maximum allowed. So when I retire at some point I will be expecting a check from
both my FERS and Thrift savings. When I reach the age to collect Social Security
I will be expecting that check as well, since that is my retirement as a FERS employee. That’s what I so dearly contributed
to for more than forty years.
Oh but
wait, that’s not what the article was about. It was about the Windfall Elimination Provision and Government Pension
Offset. When I retire my Social Security will be cut by as much as 75% because of these two laws. What you say? How could
that be? You pay Social Security, you’re not a CSRS employee, you’re a FERS employee and Social Security is your
retirement.
Oh I
forgot to mention, I served my country for 22 years in the NJ Air National Guard and I will receive a Military Pension at
age 60. These two laws greatly affect me as well. While this was not the intention of these two laws, they do affect Military
Veterans that just happen to be Government employees in their civilian life. This is my case.
When
talking to Social Security they make it very clear, the law states that I can’t ever be denied my Military pension.
But my Social Security will be reduced dollar for dollar from my Military retirement. (My guard retirement computation is
currently $675 per month if I were age 60) That’s a really nice feeling for me that I paid into the Social Security
System without getting a benefit. I just can’t seem to get anyone to see my point, if I had never joined the Air National
Guard I would have received the same retirement pension. I just wonder if a class action lawsuit on behalf of all reservists
in this same position would help.
I was
told by the Air National Guard I would receive a pension after 20 years of service. And I will, but no one ever mentioned
I was going to lose my Social Security by doing so. As a side note here, this also affects Railroad Retirement eligible employees
who are FERS employees exactly the same! We have one of them at my office as well. His name just happens to be Thomas A. DeSanto,
my brother.
Stephen D. DeSanto
NALC Branch 5420
Bricktown,
NJ
Editor’s
Note: Thank you for your letter Stephen. This is one of the many injustices perpetrated by this unfair law and I was re-miss
in not mentioning its effect on many other employees. For this reason, we should all be politically active and work towards
a change in legislation. We should all be registered with e-activist and contribute to C.O.L.C.P.E.