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DeltaCare Dental Insurance Offered By NALC Merged Branch 425

The bi-weekly premium for your Delta Dental Coverage is attached to your Union dues and deducted directly from your paycheck. If you have any questions see any branch officer or shop steward. The current rates, initiation fees and enrollment form are posted below:

Family - $28.00 per pay period – initial payment $112.00

Single Plus One - $17.50 per pay period - initial payment $70.00

Single - $10.00 per pay period – initial payment $40.00

 

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Those who desire a managed care delivery system may consider DeltaCare, a capitated dental health maintenance organization (dental HMO-type program) administered by our subsidiary, Flagship Dental Plans.

  • Our gatekeeper approach ensures that employees receive the necessary and appropriate quality dental care at an affordable price.

  • Participating dentists meet rigid facility standards (established by Flagship Dental Plans).

  • Employees simply choose a primary care dentist convenient for their family who coordinates all necessary covered dental care and referrals to network specialists.

  • The primary care dentist receives a fixed monthly fee for treating members and their families, and specialists agree to discounted fees.

  • Patients have no claim forms to complete and no deductibles. There are copayments for some procedures, which are the obligation of the patient. Multiple program options are available.

  • DeltaCare offers the opportunity to reduce dental health costs while providing a comprehensive level of benefits.

In the age of rising health care costs, there is an alternative way to provide for you and your family's dental care needs - economically and conveniently through the DeltaCare program. DeltaCare is a dental HMO program, administered by Flagship Dental Plans, a subsidiary of Delta Dental of New Jersey, Inc.

You will enjoy the following advantages with the DeltaCare program:

No Claim Forms
The dental location you choose provides all primary dental services. There are no claim forms to complete.

No Deductibles
In the DeltaCare program there are no required deductibles to pay so your benefits begin immediately.

No Dollar Limit of Dental Benefits
No annual maximum.

No Pre-Existing Conditions Restricted
These conditions are not excluded in a DeltaCare program. Exception: work-in-progress.

Prepaid Plan Saves on Dental Costs
Your out-of-pocket savings are substantial. You know the exact cost prior to treatment; this aids in better fiscal planning for you and your family.

Specialty Services
The DeltaCare program offers services in dental specialty areas. These include periodontics (treatment of diseased gums and bone), endodontics (root canal therapy), and oral surgery procedures.

For a description of benefits and patient copayments, click here.

For information on limitations and exclusions, click here.

For a list of frequently asked questions, click here.

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