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Home > Health Plan > Life Insurance

Life Insurance

Your Beverage and Brewery Local 67 Health and Welfare Fund provides financial protection for your family or others in the event of your death.

Plan Benefits
For active participants and retiree's up to the age of 65 in the event of your death from any cause, (on or off the job) your beneficiary will receive a life insurance benefit of $5.000. For Retiree's over the age of 65 the benefit is $2,000.

You must name a beneficiary when completing your Beverage and Brewery Local 67 Health and Welfare Fund enrollment card, which is available from the Fund Office. You may name anyone as your beneficiary and you may change your beneficiary at any time.

Payment to Beneficiary
More than one named Beneficiary will share equally unless the Employee clearly designates the order of rights. The share of Beneficiary who dies before the Employee will pass to any surviving Beneficiaries in the order the Employee designated.

Payment may be made to the executor or the administrator of the Employee's estate if:

  • An Employee dies without having designated a Beneficiary, or
  • No designated Beneficiary survives the Employee.

Facility of Payment
If the Employee has no surviving Beneficiary, we have the right to make the payment to any one of the classes listed below:

  • The Employee's spouse
  • The Employee's children
  • The Employee's parents
  • The Employee's brothers and sisters

The Life Insurance Amount that Remains In Force
The insurance company pays the life insurance amount in force for the Employee if he dies while Totally Disabled. The amount of insurance that remains in force is the amount for which the Employee was insured on the last day of active employment. All reduction provisions in effect on that date will apply to the extended amount.

Filing a Claim for Life Insurance Benefits
Call the Fund Office to apply for life insurance benefits. The Trust Fund office should be notified by your named beneficiary within 20 days of your death. Written proof of death (two certified copies of death certificate) should be submitted within 90 days of your death.

 

 
     

Important Notice: This website provides only a brief explanation of the Health and Welfare Plan under the Beverage and Brewery Local 67 Health and Welfare Trust Fund. It is not a summary plan description. If there are any inconsistencies between this explanation and the Plan document, the Plan document shall control. Also, please refer to the Summary Plan Description for additional information about the benefits available and procedures of the Beverage and Brewery Local 67 Health and Welfare Trust Fund or contact the Welfare Fund Office.

Copyright 2007 Teamsters Local 67. All Rights Reserved
2120 Bladensburg Rd., NE
 Washington, DC 20018