The program helps homeowners who, through no fault of their own, are financially unable to make their mortgage payments.
Program participants receive loans to help bring delinquent payments current, and may be eligible for continuing payment
assistance for as long as 24 months. Under the program, mortgage payments are made directly to lenders on the homeowners behalf.
Eligibility
-Homeowners must receive an "ACT 91 Notice" from their lender informing them of their delinquent status and advising them
that help may be available through the program.
-In addition, applicants must:
- Be Pennsylvania residents who own and occupy the property in foreclosure
- Be at least sixty days delinquent in their mortgage payments
- Be suffering financial hardship through no fault of their own and
- Demonstrate reasonable prospects of being able to resume normal mortgage payments after HEMAP loan assistance ends.
For more information contact:
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PENNSYLVANIA HOUSING FINANCE AGENCY
2101 NORTH FRONT STREET
HARRISBURG, PA 17105-5530
(717) 780-3940 OR 7-800-342-2397
TTY (717) 780-1869
