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Today's Tip of the Day:
July, 2009
Recently a TV reporter said
the real estate market is down in Washington DC but it is up in Oregon and Charlotte, NC. Like many things in life, answering
the question, 'How's the market?'.... it all depends. In Essex county where we live, there is no more land to build on, new
construction is almost nil, yet employment is diverse, and people want and need to live here. The fact is, there are more
choices for buyers than in recent years and there are willing sellers ready to move on. There is financing available at rates
considered historically low- the week of 7/12/09 rates are below 6%. Every home that I show comes with a new mortgage. Ask
me about it. Sales happen everyday. If you wait, your home may not be there. The number of choices may increase, but then
again they may not. Homes are long term investments. Now is a great time to buy for all the right reasons. Experts will tell
you, timing the market is never a good idea for long term investments such as your home.
July, 2009
Your home is likely your biggest investment. Whether it’s
a second home or the family’s primary home that is unoccupied while on vacation or between moves, protect your property with these
tips from the Institute for Business & Home Safety:
- Set
the cooling thermostat to no higher than 85 degrees. High temperatures and humidity can damage furniture and other items.
- For extended vacations, consider shutting off the water and draining all water lines with the help of a professional
plumber. If the water service is left on, turning off the water supply to appliances such as the washing machine, toilets
and sinks is a good safeguard.
- Trim dead limbs from trees and shrubbery, and store outdoor furniture and other items indoors in case of storms. Make
sure all doors, windows and vents are closed and locked to keep out wind and rain.
- Deter thieves and vandals by making the home appear occupied. Stop newspaper and mail delivery, use timers on indoor
and outdoor lights, install tapered deadbolt locks on doors and have someone mow the lawn.
Tip
for 2009
Ask me for a pre-approval as a buyer. My loan manager can determine a program
for you that fits your budget. This way you have leverage as a buyer and your offer to purchase is almost like cash to the
seller. All we need then is for the property to appraise for the contract price. I am proud of the fact that financing is
available for almost everyone. Please call me.
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