Baystate primarily offers fee-based financial planning with emphasis on business start ups, sources of private capital both debt and equity and organizational issues.

We are particularly competent in business management consulting services and planning for the closely held business owner.  Having participated in over eight start up businesses I am experienced in organizational and management consulting skills. 

Baystate compliments your primary financial planning services with home mortgage financing and income tax preparation with emphasis on pre or post-retirement planning and estate planning.

Michael brings twenty eight years of professional experience providing financial services to the public. He possesses a rare and unique combination of professional experiences. This broad based experience in the fields of investment advisor, securities registered representative, mortgage broker, life insurance agent and income tax consultant makes him capable of effectively achieving a unique combination of cross-discipline technical skills that both compliments and enhances his financial service capability.

Baystate Investment Advisors, Inc. was established in 1984 as a financial planning firm specializing in comprehensive financial planning and tax incentive investments. As our clients’ established greater wealth and derived less benefit from tax avoidance strategies the firm evolved into a fee-based planning company with emphasis on business management and organizational planning.

Our migration from a product orientation to fee based financial advisory and asset management service allows us to focus on the best interests of our clients’ while realizing performance incentive compensation for our professional financial management.