Riches and Theology
“Money answers all things” (Ecclesiastes 10:19c).
These are the words of Solomon. These are the words of Scripture. Fascinating! Why such an emphasis on
the significance of monetary things in the eternal and spiritual word of God?
Consider this statement: “The love of money is the root of all evil…” (First Timothy 6:10). Wow
– every kind of evil can be produced as a result of the foundational corruption of greed?!?! This is an amazing postulation!
Frequently in my short life I have heard the question,
“What would you do if you had a million dollars?” Well, first of all let me say
that you and I do indeed have a million dollars. Money; our wage is little more
(or less) than a representation of our lifework. An individual making only $30,000
annually will rack up a million dollars in wages in only 33 years of laboring. The
answer to the question is simple really; if you had a million dollars you would take it at once and do with it just what you
do with it over the years anyway. You (and I) would give some away, save some and spend
the rest (hopefully in that order) – right? But, most of us will never have a
million at one time, so it’s a frivolous game of imagination. Or is it? Perhaps our mindset about that hypothetical million reveals more about us than we
would like to admit.
What brought on this topic?
1). I’ve
been reading in the Epistle of James this week and have therein encountered several significant passages about riches.
2). I also have been passing out a few $1,000,000 gospel tracts lately (acquired from a
visiting missionary).
3). Additionally,
due to the recent economic woes in our nation, I’ve been paying a little more attention to both my personal microeconomic
situation and to the national and international macroeconomic scene.
These three things have led me to meditate upon this
topic today. Here goes…
I begin by stating openly that I’m in no way a model
of financial wisdom. I admit my guilt generally in a whole host of foolish fiscal
decisions throughout my life. This is not to be made light of. We are all called of God to be good stewards of our possessions.
I’ve no desire to marginalize the significance of the issue, only to point out that I’m exploring, learning and sharing;
not instructing piously in some didactic diatribe based on my own experiential authority or exemplary perfection. Got that?
Now, though we may not always be accurate in our self-evaluations,
I personally consider the following passages to best represent my outlook concerning the “dollars and cents” aspects of life:
“Give me neither poverty nor riches; feed me with food convenient for me: lest I be
full, and deny You, and say, ‘Who is the LORD?’ or lest I be poor, and steal, and take the name of my God in vain” (Proverbs
30:8). Moderation! The balanced
life! The golden Mean! Not too much;
not too little. Ah, refreshing…
I know I should be like Paul was. I should know
how to be content in plenty and in poverty – and, I hope I would be content if given those challenges. He certainly set a high and holy example for the rest of us in Philippians 4:11b-13. He said, “I have learned, in whatsoever state I am, therewith to
be content. I know both how to be abased, and I know how to abound: everywhere and in all things I am instructed both to be
full and to be hungry, both to abound and to suffer need. I can do all things through Christ which strengthens me.” While I would argue that godliness is more difficult in prosperity than it is in penury,
the apostle had found that high and spiritual transcendent place of reality where he was able to live above the circumstance
– whether comforting or oppressive. To God be the glory! No wonder he was so bold in writing, “Charge them that are rich
in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who gives us richly all
things to enjoy; that they do good, that they be rich in good works, ready to distribute, willing to communicate; laying up
in store for themselves a good foundation against the time to come, that they may lay hold on eternal life” (First Timothy
6:17-19).
As I stated in the first paragraph, the wise man
Solomon said that money answers to all things. Surely there is a monetary solution
to every problem. There is something that money can buy that will make any situation
more tolerable, no matter how horrible. You may argue with me about that, but
I’ll stick with ‘ol king Solomon, thanks. On the other hand, while he knew that
money is an answer to every problem, he also knew that it wasn’t the best answer. He pointed out that “wisdom is a defense, and money is a defense: but the excellency of knowledge is, that wisdom gives life to them that
have it” (Ecclesiastes 7:12). That is a very reassuring revelation from the
same man who said, “The fear of the Lord is the beginning of wisdom and knowledge”
(Proverbs 1:7 & 9:10).
Surely no amount of money can buy happiness, eternal
life or fellowship with the Father. The Apostle Peter wrote, “You know that you were not redeemed with corruptible things, as silver and gold, from your vain conversation received
by tradition from your fathers; but with the precious blood of Christ…” (First Peter 1:18). Money may be of great significance, but it has no value compared to the worth of an eternal soul. Remember Matthew 16:26, “What is a man profited,
if he shall gain the whole world, and lose his own soul? or what shall a man give in exchange for his soul?” That’s a revealing juxtaposition – Amen? We came into this
life with no possessions and we will definitely be leaving the items we’ve acquired here behind, when we go from this life. The wisdom to plan for the afterlife is incomparable.
Earlier, I mentioned First Timothy six. The whole passage begins with a warning concerning false teachers who “suppose
that gain is godliness.” A health and wealth gospel was espoused even in
the days of Paul. He told young Tim to “withdraw
himself” from those kind of religious charlatans. However, he went on expounding,
“Godliness with contentment is great gain. For
we brought nothing into this world, and it is certain we can carry nothing out. Having
food and raiment, let us be therewith content. But they that will be rich
fall into temptation and a snare, and into many foolish and hurtful lusts, which drown
men in destruction and perdition. The love of money is the root of all evil:
which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrow.” (First
Timothy 6:5-10). That passage merits rereading!
What practical applicability! What cutting reality! What piercing analysis! Notice especially how he says that
it is not riches themselves that destroy us, it is the wanting; the craving; the ambition.
He said, “They that will be rich fall…” Those who WANT to be rich, fall! Just desiring it is enough
to destroy us, even if we never ever get there.
Last night during our family altar time, we read from
Luke 12 in our “Keys for Kids” story. Look at this passage carefully…
“One of the company said to Jesus, ‘Master, speak to my brother, that he
divide the inheritance with me.’ Jesus
said unto him, ‘Man, who made Me a judge or a divider
over you?’ And he said unto
them, ‘Take heed, and beware of covetousness: for a man's life consists not in the abundance of the
things which he possesses.’”
Jesus went on to tell the story about
the man who focused on earthly wealth instead of prosperity of the soul, and how he died as soon as he had achieved his high
worldly status. He said,
“So is he that lays up treasure for himself, and is not rich toward God. Therefore I say unto you, take no thought for your life, what ye shall eat; neither for the body, what
ye shall put on. The life is more than meat, and the body is more than raiment.”
Jesus then compared us to birds and
flowers. Both the birds and the flowers flourish in God’s care even though they
have no knowledge or understanding of worrying about their needs. He concluded,
“O ye of little faith. Seek not what you shall
eat, or what you shall drink, neither be of doubtful mind. For all these things do the nations of the world seek after: and
your Father knows that you have need of these things. But rather seek the kingdom
of God; and all these things shall be added unto you. Fear not, little flock;
for it is your Father's good pleasure to give you the kingdom. Sell that you
have, and give alms; provide yourselves bags which wax not old, a treasure in the heavens that fails not, where no thief approaches,
neither moth corrupts. For where your treasure is, there will your heart be also. Let your loins be girded about, and your lights burning…”
“Oh, that was just written for
the apostles” (someone piously and conveniently proposes). Hogwash! I’m convinced that men of faith have been seeking for an eternal, heavenly city rather than any earthly
one ever since Genesis. As Cain killed a sacrificial animal, as Seth began to
call upon the name of the Lord, as Noah built an ark and as Abraham (though he was materially wealthy) left Ur; they had their
sights set on something much greater than anything money could buy (Hebrews 11:8-10 for Abraham specifically).
Now on to James:
In James 1:10-11 James tells the poor Christian to rejoice when he is blessed with tangible prosperity. But then he makes a peculiar statement, Let “the rich [man rejoice],
in that he is made low: because as the flower of the grass he shall pass away. For the sun is no sooner risen with a burning heat, but it withers the grass, and
the flower thereof falls, and the grace of the fashion of it perishes: so also shall the rich man fade away in his ways.” It appears that he admonishes the wealthy person to be happy in the loss of his possessions
because James knows that such a loss will allow for a more elevated spiritual perspective for that individual. Wow! It’s like he says, “You know what, you were going to
lose it all in the end anyway, so be happy that you lost it earlier rather than later so that an eternal reward might be gained
in the loss.” Boy, that’s a different attitude than most of us would have about
it, eh?
How about James 2:2-6,
“If there come unto your assembly a man with a gold ring, in goodly apparel, and there come in also a poor man in vile
raiment; and you have respect to him that wears the gay clothing, and say unto him, ‘You sit here in a good place;’ and say
to the poor, ‘You stand there, or sit here under my footstool:’ are you not then partial in yourselves, and are become judges
of evil thoughts? Hearken, my beloved brethren, has not God chosen the poor of
this world rich in faith, and heirs of the kingdom which He has promised to them that love Him? But you have despised the poor. Do not rich men oppress you, and draw you before the judgment seats?
And then also James 5:1-6,
“Go to now, you rich men, weep and howl for your miseries that shall come upon you.
Your riches are corrupted, and your garments are moth-eaten. Your gold
and silver is cankered; and the rust of them shall be a witness against you, and shall eat your flesh as it were fire. You
have heaped treasure together for the last days. Behold, the hire of the laborers
who have reaped down your fields, which is of you kept back by fraud, cries: and the cries of them which have reaped are entered
into the ears of the Lord of sabaoth. You have lived in pleasure on the earth,
and been wanton; ye have nourished your hearts, as in a day of slaughter. You
have condemned and killed the just; and he doth not resist you.”
Here in James, wealth is so interconnected
with faithlessness that James doesn’t even take the time to differentiate between the righteous wealthy minority and
rebellious wealthy majority. He just lumps all of the wealthy together without
bothering to point out the actual existent exceptions. It appears that he is
inadvertently indicating the great rarity of faith-filled aristocrats. Now, before
you jump on me for that statement, remember that Jesus himself laid out the problem rather simply in Matthew 19:21-25. Speaking to a young rich man, “Jesus said to
him, ‘If you will [want to] be perfect, go and sell what you have,
and give to the poor, and you will have treasure in heaven: and come and follow me.’
But when the young man heard that saying, he went away sorrowful: for he had great possessions. Then said Jesus unto his disciples, ‘Verily I say unto you, that a rich man shall
hardly enter into the kingdom of heaven. And again I say unto you, it is easier
for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.’ When his disciples heard it, they were exceedingly amazed, saying, ‘Who then can be saved?’”
Naturally their question (“Who then can be saved?”) referenced the idea that everyone is rich – right? Not! Obviously not!
Indeed, Jesus himself said that we would always have the poor with us. The
world has never lacked and will never lack of poor folk. They were admitting
the universal hunger for riches. If money is the great distraction – who can
truly have their attention diverted from that idol to worship the lovely Lamb of God?
(Footnote: We do know that it is possible with God to be both wealthy and faithful. We know of a number of wealthy saints in the Scripture – Job, Solomon, Abe, Levi, etc. Yet, these are exceptions.)
There are actually several passages
that direct our attention to this same model of the human dilemma (which Jesus gave us in Matthew 19). Consider Matthew 6:24, “No man can serve
two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other.
You cannot serve God and mammon.” Living for God and also for material
glory – not possible, God and money; God and riches; God and earthly treasures; it can’t be done. It is an either/or proposition, never a both/and scheme. If
we seek the kingdom of heaven He (as a rule) adds material blessings along the way, but we must always keep our heart with
all diligence lest we become distracted by the blessings away from the One who blesses.
Naturally, if we start with seeking things in hopes of stumbling into God along the way, we err, as is described in Colossians 3:5, “Mortify therefore your members which are upon the earth [including, among other things]… covetousness, which is idolatry…” Covetousness IS idolatry!?!?! That’s quite a bond. One can’t
love the world and the Father simultaneously.
All of this may sound a mite aloof
from reality, but it shouldn’t. God has clearly outlined principles of money
management for us while we do remain in the world. I will close with just a few
of these (along with some related Scriptures) – only bear in mind that it is not the exercise of these “rules” that means
so much, it is the spirit of affection toward Christ. Love toward the Person;
it is this after which He seeks. Living by these principles only provides avenues
of expression for the godly priority that must first be genuinely present.
1. Giving is preeminent; not getting. The way to have more is to give
more. While “having more isn’t” the objective, it is a very real product of charity,
benevolence, philanthropy, alms, tithes and such like.
a.
Luke 6:38, “Give, and it shall
be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For
with the same measure that you mete withal it shall be measured to you again.”
b. Malachi 3:10, “You bring all the tithes into the storehouse, that
there may be meat in Mine house, and prove Me now herewith, says the LORD of hosts, if I will not open you the windows of
heaven, and pour you out a blessing, that there shall not be room enough to receive it.”
c.
Ephesians 4:28, “Let him that stole
steal no more: but rather let him labor, working with his hands the thing which is good, that he may have to give to
him that needs.”
d. Proverbs 3:26-27, “Withhold not good from them to whom it is due,
when it is in the power of your hand to do it. Say not unto your neighbor, ‘Go,
and come again, and tomorrow I will give;’ when you have it by you.”
2. Borrowing is dangerous, if not plain foolish. Live within your means. Do you have a something to eat and
something to wear? Then you have enough.
(My how our current economic crisis would not exist if we all lived by this principle.
We can’t spend tomorrow’s money indefinitely). How can we serve our Lord
and Master if we are beholden to men in burdensome debt? (This is a lesson I’ve
learned… or should I say… am learning continuously, the hard way).
a.
Romans 13:7a & 8a, “Render therefore
to all their dues… Owe no man anything…”
b. Proverbs 22:7, “The borrower is servant to the lender.”
3. Saving is prudent.
It requires discipline, diligence, sacrifice and intelligence – but it is a godly practice. Saving for tomorrow, saving for the unknown, saving instead of buying on credit, saving for posterity’s
sake.
a.
Proverbs 13:22a, “A good man leaves
an inheritance to his children's children…”
4. Work is God’s way of provision. It’s not doles, welfare, entitlements or forced redistribution of wealth that God has ordained for the
income of a family – it is by the means of work.
a.
Deuteronomy 5:13, “Six days you
shall labor, and do all your work…”
b. Proverbs 14:23, “In all labor there is profit…”
c.
Second Thessalonians 3:10, “This we
command you, that if any would not work, neither should he eat.”
d. First Timothy 5:8, “If any provide not for his own, and especially
for those of his own house, he has denied the faith, and is worse than an infidel.”
Well, that’s enough for today. I’m no stellar example of propriety when it comes to giving, saving, spending, borrowing,
paying taxes, planning budgets or investing wisely. I need as much adjustment
as anyone else, maybe more. But, may I remind you that one man’s failures doesn’t
move the next person one iota closer to acceptability with our Maker. God doesn’t
compare you to me or me to you. We are compared with His perfect standard. Our authority comes from His infallible Word!
Just make sure you start off with the
right priority… “Seek those things which are above, where Christ sits on the right
hand of God. Set your affection on things above, not on things on the earth” (Colossian 3:1b-2).
If I had a million dollars, it wouldn’t
compare to the wealth which I already have. “Blessed
be the God and Father of our Lord Jesus Christ, which according to his abundant mercy has begotten us again
unto a lively hope by the resurrection of Jesus Christ from the dead, to an inheritance incorruptible, and undefiled,
and that fades not away, reserved in heaven for you…” (First Peter 1:3).
If gas goes to $10 a gallon and $200 a barrel, if every bank turns belly up, if we all lose our houses due to foreclosure,
if the second Great Depression is worse than the first, if bankruptcy becomes as common as taxes, if the inflation rate reaches
1,000% annually (or worse), if we are slammed back harshly to a subsistence level of living (or worse)… we as believers need
to remember that we were going to leave it all behind eventually anyway on the day that we enter the pleasant presence of
the Savior and receive our very real mansion in the City of Gold. Oh, I’m still
a capitalist secondarily, but first and foremost I’m a Christian. They’re definitely two very different things indeed.
My Father is rich in houses and
lands,
He holds the wealth of the world
in His hands!
Of rubies and diamonds, of silver
and gold,
His coffers are full, He has
riches untold.
My Father’s own Son, the Savior
of men,
Once wandered on earth as the
poorest of them;
But now He is pleading our pardon
on high,
That we may be His, when He comes
by and by.
I’ve been adopted, my name’s
written down,
An heir to a mansion, a robe
and a crown.
A tent or a cottage, why should
I care?
They’re building a palace for
me over there;
Though exiled from home, yet
still may I sing:
All glory to God, I’m a child of the
King.
With Jesus my Savior,
I’m a child of the King.
- Harriet
E. Buell
He owns the cattle on a thousand
hills,
The wealth in every mine;
He owns the rivers and the rocks
and rills,
The sun and stars that shine.
Wonderful riches, more than tongue
can tell -
He is my Father so they're mine
as well;
He owns the cattle on a thousand
hills -
I know that He will care for
me.
- Words
and Music by John W. Peterson