The Gramm-Leach-Bliley Act of 1999 requires all financial planning services companies to disclose the way they handle client's confidential information. Full disclosure must be offered to all clients by July 1, 2001. Please read the following carefully.

Nevils Financial, LLC is an independent financial planning and asset management service committed to safeguarding the confidential information of their clients at all times.

It is the policy of Nevils Financial, LLC to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/ nonaffiliated entities who need to know that information in order to provide products or services to the client. Nevils Financial, LLC may disclose the client’s information if it is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with Nevils Financial, LLC including but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant insurance agent, broker-dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters or applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Nevils Financial, LLC in order to facilitate the commencement/ continuation/termination of a business relationship between the client and a nonaffiliated third part service provider (i.e., broker-dealer, investment adviser, account custodian, insurance company, etc), including information contained in any document completed and/or executed by the client for Nevils Financial, LLC (i.e., advisory agreement, client information form, etc.) shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider.

As provided in the MA regulation 950 CMR 12.205(9)©13, an Investment Advisor is forbidden to share any information about a client which qualifies as private unless the client specifically agrees thereto or “opts in”. Nevils Financial, LLC follows this regulation.